Small Business Supplier Network (SBSN)
The First Payment Network Built for Banks and their Small Business Customers
SBSN provides real-time, risk-free and debt-free payments for your B2B SMB customers, eliminating accounts receivable just like credit cards did for B2C retailers, giving your bank a healthy revenue stream.
SMBs are a Bank’s Largest Growth Opportunity
SMBs extend $5 Trillion in B2B trade credit to customers every year in the U.S. alone.
SMB customers want 30+ day credit terms but their employees need to be paid weekly.
Current financial solutions finance less than 15% of SMB trade credit extensions.
How it Works
Small Business
Unleash small business selling power. Empower SMBs to finance their own growth instead of financing their customers’ purchases.
Small Business Supplier
Network
A fully integrated payments network, running in parallel with card payments, to deliver a structured financial service through a white-labeled partnership with banks.
Financial Institution
Extend small business financial services safely and profitably into the untapped B2B trade credit market and grow a new fee-based income stream.
Benefits for Member Banks Servicing SMBs
Customer Satisfaction
Deepen customer relationships and strengthen customer retention.
Growth Driver
Expand into a new market
segment, growing portfolio balances and revenue.
Sound Risk Structure
Safety and soundness
scale continuously through multiple levels of protection.
Simple Go-to-Market
Fully compliant program
ready to implement with
no software integration.
Benefits for the Small Business Supplier
Debt-free liquidity to help small businesses eliminate accounts receivable and increase cash flow – just like card merchant services, but designed specifically for B2B transactions.
The TreviPay Small Business Supplier Network enables your SMBs to sell more by:
Drive Low-Risk Growth and Loyalty with your Small Business Customers
Learn how TreviPay helps banks grow their SMB portfolio.
TreviPay & Member Bank Network Roles
Member Banks Control & Customize
the Platform According to their Preferences
Product
Structure
Configure solution features to align with existing customer segment needs.
Risk
Tolerance
Customize risk policies
implemented in TreviPay to manage portfolio exposure.
Pricing
Strategy
Set bank fees in the range of card merchant services (2-6%).
Distribution
Channels
Support go-to-market
strategy inside and outside of the bank.
SMB Success Story:
Dillon Concrete
The SMB was looking for a solution that increased the company’s financial stability, without borrowing. Dillon Brothers Concrete turned to TreviPay for the infrastructure to get paid faster and remove friction from A/R processes.
“TreviPay helps us to be bankable. It helps Dillon Brothers a lot. It strengthens our cash flow. It makes our balance sheet look a lot stronger to the banks that we’re trying to get maybe a loan from to buy equipment or vehicles.”
Larry Dillon
CEO, Dillon Brothers Concrete
Drive Low-Risk Growth and Loyalty with your Small Business Customers.
Learn how TreviPay helps banks grow their SMB portfolio.