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Small Business Supplier Network (SBSN)

The First Payment Network Built for Banks and their Small Business Customers

SBSN provides real-time, risk-free and debt-free payments for your B2B SMB customers, eliminating accounts receivable just like credit cards did for B2C retailers, giving your bank a healthy revenue stream.

SMBs are a Bank’s Largest Growth Opportunity

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SMBs extend $5 Trillion in B2B trade credit to customers every year in the U.S. alone.

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SMB customers want 30+ day credit terms but their employees need to be paid weekly.

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Current financial solutions finance less than 15% of SMB trade credit extensions.

How it Works

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Small Business

Unleash small business selling power. Empower SMBs to finance their own growth instead of financing their customers’ purchases.

Small Business Supplier

A fully integrated payments network, running in parallel with card payments, to deliver a structured financial service through a white-labeled partnership with banks.

Financial Institution

Extend small business financial services safely and profitably into the untapped B2B trade credit market and grow a new fee-based income stream.

Benefits for Member Banks Servicing SMBs

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Customer Satisfaction

Deepen customer relationships and strengthen customer retention.

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Growth Driver

Expand into a new market
segment, growing portfolio balances and revenue.

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Sound Risk Structure

Safety and soundness
scale continuously through multiple levels of protection.

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Simple Go-to-Market

Fully compliant program
ready to implement with
no software integration.

Benefits for the Small Business Supplier

Debt-free liquidity to help small businesses eliminate accounts receivable and increase cash flow – just like card merchant services, but designed specifically for B2B transactions.

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The TreviPay Small Business Supplier Network enables your SMBs to sell more by:

  • Check Qualifying Their Business Customers
    100% online processes with real-time decision-making.
  • Check Presenting Invoice for Payment
    A parallel to swiping to authorize a card payment.
  • Check Receive Real-Time Payments
    Suppliers get paid 100% of invoice value less fee in as few as three business days.
  • Check Providing Risk-Free Payments
    Suppliers deliver goods & services as agreed and handle disputes.
  • Check Delivering Debt-Free Payments
    Suppliers eliminate accounts receivable without incurring debt.

Drive Low-Risk Growth and Loyalty with your Small Business Customers

Learn how TreviPay helps banks grow their SMB portfolio.

TreviPay & Member Bank Network Roles

Member Banks Control & Customize
the Platform According to their Preferences


Configure solution features to align with existing customer segment needs.

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Customize risk policies
implemented in TreviPay to manage portfolio exposure.

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Set bank fees in the range of card merchant services (2-6%).


Support go-to-market
strategy inside and outside of the bank.

SMB Success Story:
Dillon Concrete

The SMB was looking for a solution that increased the company’s financial stability, without borrowing. Dillon Brothers Concrete turned to TreviPay for the infrastructure to get paid faster and remove friction from A/R processes.


“TreviPay helps us to be bankable. It helps Dillon Brothers a lot. It strengthens our cash flow. It makes our balance sheet look a lot stronger to the banks that we’re trying to get maybe a loan from to buy equipment or vehicles.” 

Larry Dillon
CEO, Dillon Brothers Concrete​​

Drive Low-Risk Growth and Loyalty with your Small Business Customers.

Learn how TreviPay helps banks grow their SMB portfolio.